YW Financial Empowerment

The YW Self-Sufficiency Calculator can help you bridge the gap from what you are making to what you need to get by.

Financial Empowerment IDA

YW CalendarUpcoming YW Self-Sufficiency Screenings

YW Self-Sufficiency Calculator

The YW Self-Sufficiency Calculator can help you create a plan to become more financially stable. A YW Self-Sufficiency Coach will help you plan a monthly budget, find out what benefits and tax credits you might be able to receive, track your spending and set financial goals. They can also connect you to resources like food banks and job training, and education like our YW Financial Education Workshops.

How the YW Self-Sufficiency Calculator Works

First you fill out this worksheet with your financial information. Then set up a screening with a YW Coach. Your Coach will enter your information into our web-based Self-Sufficiency Calculator. The Calculator will show how your money is being spent and what benefits and tax credits you might be eligible for. Then you’ll discuss the results with your Coach and get recommendations.

Benefits and Tax Credits

The Calculator and your Coach will help you figure out which of these available benefits and tax credits you might be eligible for.

The amount of benefits and tax credits you can receive depends on many different factors, including your income level, the number of children you have, the age of your family members, and the number of adults living in your house.

Supplemental Nutrition Assistance Program (SNAP – formerly known as Food Stamps)

Helps people with low incomes and limited resources buy the food they need for good health.

Comprehensive Energy Assistance Program (CEAP)

Assists families with meeting their immediate energy needs and encourages consumers to control energy costs for years to come through energy education.

Earned Income Tax Credit (EITC)

Provides a tax credit for working individuals and families who earn low incomes.

Child Tax Credit (CTC)

Provides a tax credit for individuals with dependent children under the age of 17.

Child and Dependent Care Tax Credit (CCTC/DCTC)

Provides a tax credit for working individuals who pay someone to care for a child or dependent while they work or look for work.

Women, Infant and Children Program (WIC)

Serves to safeguard the health of women, infants, and children up to age 5 who are at nutritional risk by providing information on healthy eating, referrals to health care, and the necessary foods for proper development (e.g., milk, baby formula, cheese, eggs).

Child Care

Provides support service for parents who work, attend school, or are participating in job training and have children under the age of 13.

Head Start & Early Head Start

Provides comprehensive educational, health, nutritional, and social services for children from birth to age 5.

National School Lunch Program

Provides nutritionally balanced, low-cost or free lunches to children.

Child Health Insurance Program (CHIP)

Offers free or low-cost health insurance for children through their 18th year of age who are uninsured but not eligible for Medicaid.


Offers free health care (e.g., check-ups, dental care) to uninsured families, children, the disabled and other qualifying individuals.

Temporary Assistance for Needy Families (TANF)

Helps families pay for food, clothing, housing, utilities, furniture, transportation, telephone, laundry, necessary household equipment, medical supplies not paid for by Medicaid, and other basic needs.

YW works with other groups in the community to provide you with even more resources. You can find them in our Women’s Resource Center.

PDFAccess more information on these benefits and eligibility requirements.

For more information or to schedule a screening, call 214.584.2307. Be sure you fill out the YW Self-Sufficiency Worksheet before your screening.
YW CalendarClick here to download the PDF.

YW CalendarUpcoming YW Self-Sufficiency Screenings